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FREE Checking Account

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FREE Checking. No Minimums. No Per-Check Fees. Just Yours.

A checking account that works the way checking should. No minimum balance, no per-check charges, and 24/7 access to your money.

At Transport Credit Union, free actually means free. Our FREE Checking Account gives you full access to your money without the strings most banks attach. No monthly minimums to chase. No per-check charges nibbling away at your balance. Just a straightforward checking account backed by the people who know you by name.

No Minimum Balance

Keep $5 or $5,000 in your account. It's all the same to us. No minimum balance requirements, ever.

No Per-Check Charges

Write as many checks as you need without watching fees stack up. Your money stays your money.

24/7 Online Banking

Check balances, transfer funds, and pay bills any time, any day, from your Home Branch Online Banking.

What's Included

Every Transport CU FREE Checking Account comes loaded with the everyday tools you actually use:

  • EMV Visa Debit Card — Tap, swipe, or insert at Visa merchants worldwide. Withdraw cash at thousands of ATMs nationwide, including Publix Presto, Co-Op ATMs, and all 7-Eleven locations.
  • 24/7 Home Branch Online Banking — Manage your account from anywhere, on any device, whenever you need to.
  • Text Alerts — Sign up for transportcu texting to get account updates delivered straight to your phone.
  • Early Direct Deposit Coming Soon — A new member benefit on the way: get your paycheck sooner than a traditional bank, automatically, at no extra cost.
  • Member-First Service — Real people, ready to help. Call, email, or visit us in Tampa.

How To Open Your Account

  1. Confirm Eligibility — Membership is what makes Transport CU different. Check if you qualify in just a few minutes.
  2. Apply — Reach out by phone, email, or in person. A Member Representative will walk you through the application.
  3. Start Banking — Get your EMV Visa Debit Card, log in to online banking, and you're ready to go.

Become A Member. Bank The Way It Should Be.

At Transport Credit Union, you're not a customer. You're an owner. Every member has a voice, a stake, and a team that knows them by name. Joining is simple, and once you're in, you unlock FREE Checking, competitive loan rates, and a financial partner that's been built around members since day one.

See if you qualify and join today. It only takes a few minutes.

Join Transport CU Today Check Membership Eligibility

Let's Get Started

Already a member, or ready to talk it through? Our Member Representatives are here to help.

Bank where you are a member, not a number. Join Transport Credit Union today.

Become A Member Call Us Now

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