A Credit Union Savings Account Built For Financial Success
Good savings habits are the foundation of financial success. A credit union savings account is where those habits start, and where your Transport CU membership begins.
A Share Savings Account makes you a member owner of the credit union, not a customer of a bank. It earns quarterly dividends once your balance reaches $100, builds automatically through Payroll Deduction or Direct Deposit, and comes with free $1,000 AD&D coverage. The $5 you open with becomes your ownership share.
How a Credit Union Savings Account Works
Simple to open, easy to grow, and built to reward the members who use it.
Become A Member Owner
Your $5 opening deposit sets up your ownership share in the credit union and opens the door to every other Transport CU account.
Earn Quarterly Dividends
Reach a $100 balance within 180 days and you begin earning the current dividend rate, paid to you every quarter.
Skip The Monthly Fee
Keep a $500 combined average aggregate daily balance and your Share Savings Account is never charged a monthly service fee.
Free AD&D Coverage
As a value added benefit, your account includes FREE $1,000 Accidental Death and Dismemberment Insurance.
Why Save With Transport CU
Why Save With A Member Owned Credit Union
Member Owned
Not for profit and member owned, so earnings come back to you in better rates and lower fees.
Federally Insured
Your savings are protected to at least $250,000, backed by the full faith of the NCUA.
Automatic Saving
Set up Payroll Deduction or Direct Deposit and grow your balance without thinking about it.
Free AD&D Insurance
Every Share Savings Account carries $1,000 in Accidental Death and Dismemberment coverage at no cost.
Local And Personal
A Tampa team that knows your name and answers when you call.
Text Alerts
Sign up for transportcu texting and get account updates delivered straight to your phone.
Pro Tip
Pay yourself first. Set up Payroll Deduction or Direct Deposit and your savings grows before the money ever reaches your pocket. Reach $100 within your first 180 days and your quarterly dividends switch on automatically.
Call To Set It Up →
Save Automatically With Payroll Deduction
The easiest savings plan is the one you never have to think about. Set yours up once and let every payday do the work:
- Choose Payroll Deduction or Direct Deposit, and change it any time
- A set amount moves into your Share Savings Account automatically
- Reach $100 and your quarterly dividends switch on
- Watch it grow from Home Branch Online Banking or transportcu text alerts
Types of Savings Accounts Available at a Credit Union
Once your savings habit is set, these accounts help your money work even harder.
Share Certificates
Lock in a fixed rate with terms from 6 months to 60 months.
Explore Certificates →New To Transport CU?
You're Not A Customer. You're An Owner.
Opening a Share Savings Account is how you join Transport Credit Union. Membership unlocks FREE Checking, competitive loan rates, certificates, and a Tampa team that knows you by name. Our team will walk you through it. Membership eligibility applies.
Credit Union Savings Account vs a Bank Savings Account
A bank savings account makes you a customer. A credit union savings account makes you an owner. At Transport CU your opening deposit buys a share in the institution, which is why the account is called a share savings account, and why earnings come back to members as dividends instead of going to outside shareholders.
That ownership shows up in the terms. No monthly service fee. Quarterly dividends once your balance reaches $100. Free accidental death and dismemberment coverage. And a local team in Tampa rather than a call center.
Open a Savings Account in Tampa
Transport Credit Union serves members across Tampa Bay, including Tampa, St. Petersburg, Clearwater and Plant City, from our branch at 8916 Sabal Industrial Blvd. Open your credit union savings account online, by phone, or in person, and set up Payroll Deduction so saving happens without you thinking about it.
Credit Union Savings Account FAQ
The questions we hear most, answered straight.
Talk To A Real Person
Your Transport CU Member Team
Real people, right here in Tampa. Call, email, or stop by and we will walk you through it, no pressure and no jargon.
Call 1 (800) 237-5567 Email Our TeamQuick Contact
- Member Services: 1 (800) 237-5567
- Email: memberrelations@transportfcu.com
- Address: 8916 Sabal Industrial Blvd, Tampa, FL 33619
- Hours: Mon, Tue & Thu 8AM to 5PM | Wed 10AM to 5PM | Fri 8AM to 5:30PM
Open Your Savings Account Today
Open your Share Savings Account and join a credit union that puts members first.
Open Your Account View Savings Rates